CDBG Home Repair Assistance in Wisconsin: What Homeowners Should Know

Jenna Wydeven • 8 July 2025

Could You Qualify for Financial Assistance with Home Repairs?

Asbestos siding and rotten sheathing replaced by Badgerland Restoration $ RRemodeling. CDBG Program. Wisconsin Rapids.
Replaced asbestos siding and rotten sheathingwith Norandex Cedar Falls D5 in Graphite CDBG Program in Wisconsin Rapids

A leaking roof, deteriorating siding, damaged windows, or other necessary home repairs can become a significant financial burden. For some Wisconsin homeowners, housing rehabilitation assistance programs may help make these improvements more affordable.


One potential resource is the Community Development Block Grant (CDBG) program, a federally funded initiative that supports community development and housing improvements.


While CDBG funding can help eligible homeowners address important repairs, understanding how the program works is essential. Assistance is not automatically free money, and eligibility, funding availability, and repayment requirements depend on the specific program serving your community.

So, What Exactly Is the Community Development Block Grant Program?

The Community Development Block Grant program is funded by the U.S. Department of Housing and Urban Development (HUD).


In Wisconsin, CDBG housing rehabilitation programs help eligible low- to moderate-income households improve housing conditions, address health and safety concerns, and preserve existing homes.


Funding is administered through designated local governments and regional housing programs rather than being distributed directly to homeowners by HUD.


So, What Exactly Is the Community Development Block Grant Program?

The Community Development Block Grant program is funded by the U.S. Department of Housing and Urban Development (HUD).


In Wisconsin, CDBG housing rehabilitation programs help eligible low- to moderate-income households improve housing conditions, address health and safety concerns, and preserve existing homes.


Funding is administered through designated local governments and regional housing programs rather than being distributed directly to homeowners by HUD.

Cartoon man thinking

So, What Exactly Is the Community Development Block Grant Program?

The Community Development Block Grant program is funded by the U.S. Department of Housing and Urban Development (HUD).


In Wisconsin, CDBG housing rehabilitation programs help eligible low- to moderate-income households improve housing conditions, address health and safety concerns, and preserve existing homes.


Funding is administered through designated local governments and regional housing programs rather than being distributed directly to homeowners by HUD.

Does CDBG Home Repair Assistance Have to Be Repaid?

Although the term "grant" appears in the program's name, homeowners should not assume that all assistance is provided without repayment.


Depending on the administering program, assistance may be structured as:

  • Deferred-payment loans: Repayment is postponed until a specified event, such as selling the property, transferring ownership, or another condition outlined in the loan agreement.
  • Low-interest or zero-interest loans: Homeowners receive assistance that must be repaid under established terms.
  • Forgivable loans: Some assistance may be forgiven when homeowners meet specific program requirements.
  • Grants: Certain programs may provide assistance that does not require repayment, subject to eligibility and program conditions.


Wisconsin's regional CDBG housing program generally provides zero-interest loans for eligible homeowners, with deferred-payment options available.


Always review the terms with the administering agency before accepting assistance.


What Home Repairs May Qualify?

CDBG-funded housing rehabilitation programs generally prioritize improvements that address health, safety, structural integrity, and necessary housing maintenance.


Depending on the program, potentially eligible improvements may include:

  • Roof repairs or replacement
  • Siding repairs or replacement
  • Window and exterior door replacement
  • Structural repairs
  • Plumbing and electrical improvements
  • Heating system repairs or replacement
  • Accessibility and safety improvements
  • Repairs addressing water damage or other qualifying housing deficiencies


Not every home improvement project qualifies. Cosmetic upgrades, optional remodeling, and improvements unrelated to program objectives may be excluded.


The administering agency determines which repairs are eligible and whether the proposed work can receive funding.


Who May Qualify for CDBG Housing Rehabilitation Assistance?


Eligibility varies by program, but common considerations include:

  • Household income and family size
  • Homeownership and primary residency
  • Property location
  • Property condition and necessary repairs
  • Available program funding
  • Existing mortgages, liens, or other financial obligations


Many programs use income limits established by HUD, which are updated periodically.


Meeting income guidelines alone does not guarantee approval. Homeowners must satisfy all applicable requirements.

How Is CDBG Assistance Administered in Wisconsin?

CDBG housing rehabilitation assistance is not administered identically in every Wisconsin county.


Wisconsin uses regional housing programs to serve many communities, while certain cities receive CDBG funding directly from HUD and administer their own programs.


For example:


City of Wausau

The City of Wausau is a HUD-designated entitlement community that receives CDBG funding directly from HUD.

Its homeowner rehabilitation program provides low-interest loans to eligible homeowners for necessary improvements to properties located within Wausau city limits.

How Is CDBG Assistance Administered in Wisconsin?

CDBG housing rehabilitation assistance is not administered identically in every Wisconsin county.


Wisconsin uses regional housing programs to serve many communities, while certain cities receive CDBG funding directly from HUD and administer their own programs.

For example:


City of Wausau

The City of Wausau is a HUD-designated entitlement community that receives CDBG funding directly from HUD.

Its homeowner rehabilitation program provides low-interest loans to eligible homeowners for necessary improvements to properties located within Wausau city limits.The City's CDBG housing rehabilitation funds cannot be used for properties elsewhere in Marathon County.

Learn more: City of Wausau Housing Rehabilitation Program


Marathon County Outside Wausau and Other Central Wisconsin Communities

Eligible homeowners in Marathon County outside Wausau may be served by the Central CDBG Housing Region, administered through the Juneau County Housing Authority.


The Central Housing Region includes:

Adams, Green Lake, Juneau, Marathon, Marquette, Portage, Waupaca, Waushara, and Wood counties, excluding communities served by separate entitlement programs.


The regional program provides zero-interest housing rehabilitation loans to qualifying homeowners, subject to program guidelines and available funding.


Learn more: Juneau County Housing Authority CDBG Program


Other Wisconsin Communities

Homeowners outside the Central Housing Region should contact their local municipality or appropriate regional housing program administrator.


Program boundaries, eligibility requirements, available assistance, and repayment terms may differ.


How Do Homeowners Apply?

If you're considering housing rehabilitation assistance, the best first step is to contact the agency administering the program in your area.

The general process may include:


  1. Identify your local program. Confirm which housing rehabilitation agency serves your property.
  2. Review eligibility requirements. Ask about income limits, ownership requirements, funding availability, and loan terms.
  3. Submit an application. Provide the requested financial and property documentation.
  4. Complete the review process. The administering agency determines eligibility and evaluates proposed repairs.
  5. Obtain required project approvals. Follow the program's contractor selection, inspection, bidding, and authorization procedures before beginning work.


Do not assume that repairs completed before program approval will qualify for reimbursement.


How Badgerland Restoration & Remodeling Can Help

At Badgerland Restoration & Remodeling, we understand how important it is to maintain a safe, comfortable, and structurally sound home.


Our team provides professional roofing, siding, window replacement, exterior restoration, and other home improvement services throughout Central and Northeast Wisconsin.


If you are approved for housing rehabilitation assistance and your project requires a qualified contractor, we would be happy to discuss the proposed work and determine whether our services are a good fit for your needs.


Please note: Badgerland Restoration & Remodeling does not administer CDBG funding, determine eligibility, approve applications, or guarantee financial assistance. Homeowners must work directly with the appropriate housing program administrator regarding funding and program requirements.


Explore Your Home Repair Options

Necessary home repairs shouldn't be ignored simply because the costs feel overwhelming.


If your home needs significant repairs, exploring available housing rehabilitation programs may be a worthwhile first step.


Contact your local housing program administrator to learn whether assistance is available in your community.

The City's CDBG housing rehabilitation funds cannot be used for properties elsewhere in Marathon County.

Learn more: City of Wausau Housing Rehabilitation Program


Marathon County Outside Wausau and Other Central Wisconsin Communities

Eligible homeowners in Marathon County outside Wausau may be served by the Central CDBG Housing Region, administered through the Juneau County Housing Authority.


The Central Housing Region includes:

Adams, Green Lake, Juneau, Marathon, Marquette, Portage, Waupaca, Waushara, and Wood counties, excluding communities served by separate entitlement programs.


The regional program provides zero-interest housing rehabilitation loans to qualifying homeowners, subject to program guidelines and available funding.


Learn more: Juneau County Housing Authority CDBG Program


Other Wisconsin Communities

Homeowners outside the Central Housing Region should contact their local municipality or appropriate regional housing program administrator.


Program boundaries, eligibility requirements, available assistance, and repayment terms may differ.


How Do Homeowners Apply?

If you're considering housing rehabilitation assistance, the best first step is to contact the agency administering the program in your area.

The general process may include:


  1. Identify your local program. Confirm which housing rehabilitation agency serves your property.
  2. Review eligibility requirements. Ask about income limits, ownership requirements, funding availability, and loan terms.
  3. Submit an application. Provide the requested financial and property documentation.
  4. Complete the review process. The administering agency determines eligibility and evaluates proposed repairs.
  5. Obtain required project approvals. Follow the program's contractor selection, inspection, bidding, and authorization procedures before beginning work.


Do not assume that repairs completed before program approval will qualify for reimbursement.


How Badgerland Restoration & Remodeling Can Help

At Badgerland Restoration & Remodeling, we understand how important it is to maintain a safe, comfortable, and structurally sound home.


Our team provides professional roofing, siding, window replacement, exterior restoration, and other home improvement services throughout Central and Northeast Wisconsin.


If you are approved for housing rehabilitation assistance and your project requires a qualified contractor, we would be happy to discuss the proposed work and determine whether our services are a good fit for your needs.


Please note: Badgerland Restoration & Remodeling does not administer CDBG funding, determine eligibility, approve applications, or guarantee financial assistance. Homeowners must work directly with the appropriate housing program administrator regarding funding and program requirements.


Explore Your Home Repair Options

Necessary home repairs shouldn't be ignored simply because the costs feel overwhelming.


If your home needs significant repairs, exploring available housing rehabilitation programs may be a worthwhile first step.


Contact your local housing program administrator to learn whether assistance is available in your community.

Does CDBG Home Repair Assistance Have to Be Repaid?

Although the term "grant" appears in the program's name, homeowners should not assume that all assistance is provided without repayment.


Depending on the administering program, assistance may be structured as:

  • Deferred-payment loans: Repayment is postponed until a specified event, such as selling the property, transferring ownership, or another condition outlined in the loan agreement.
  • Low-interest or zero-interest loans: Homeowners receive assistance that must be repaid under established terms.
  • Forgivable loans: Some assistance may be forgiven when homeowners meet specific program requirements.
  • Grants: Certain programs may provide assistance that does not require repayment, subject to eligibility and program conditions.


Wisconsin's regional CDBG housing program generally provides zero-interest loans for eligible homeowners, with deferred-payment options available.


Always review the terms with the administering agency before accepting assistance.


What Home Repairs May Qualify?

CDBG-funded housing rehabilitation programs generally prioritize improvements that address health, safety, structural integrity, and necessary housing maintenance.


Depending on the program, potentially eligible improvements may include:

  • Roof repairs or replacement
  • Siding repairs or replacement
  • Window and exterior door replacement
  • Structural repairs
  • Plumbing and electrical improvements
  • Heating system repairs or replacement
  • Accessibility and safety improvements
  • Repairs addressing water damage or other qualifying housing deficiencies


Not every home improvement project qualifies. Cosmetic upgrades, optional remodeling, and improvements unrelated to program objectives may be excluded.


The administering agency determines which repairs are eligible and whether the proposed work can receive funding.


Who May Qualify for CDBG Housing Rehabilitation Assistance?


Eligibility varies by program, but common considerations include:

  • Household income and family size
  • Homeownership and primary residency
  • Property location
  • Property condition and necessary repairs
  • Available program funding
  • Existing mortgages, liens, or other financial obligations


Many programs use income limits established by HUD, which are updated periodically.


Meeting income guidelines alone does not guarantee approval. Homeowners must satisfy all applicable requirements.


Wisconsin map pin point created by Badgerland Restoration & Remodeling general contractor in Weyauwega Wisconsin

How Is CDBG Assistance Administered in Wisconsin?

CDBG housing rehabilitation assistance is not administered identically in every Wisconsin county.


Wisconsin uses regional housing programs to serve many communities, while certain cities receive CDBG funding directly from HUD and administer their own programs.

For example:


City of Wausau

The City of Wausau is a HUD-designated entitlement community that receives CDBG funding directly from HUD.

Its homeowner rehabilitation program provides low-interest loans to eligible homeowners for necessary improvements to properties located within Wausau city limits.


The City's CDBG housing rehabilitation funds cannot be used for properties elsewhere in Marathon County.

Learn more: City of Wausau Housing Rehabilitation Program


Marathon County Outside Wausau and Other Central Wisconsin Communities

Eligible homeowners in Marathon County outside Wausau may be served by the Central CDBG Housing Region, administered through the Juneau County Housing Authority.


The Central Housing Region includes:

Adams, Green Lake, Juneau, Marathon, Marquette, Portage, Waupaca, Waushara, and Wood counties, excluding communities served by separate entitlement programs.


The regional program provides zero-interest housing rehabilitation loans to qualifying homeowners, subject to program guidelines and available funding.


Learn more: Juneau County Housing Authority CDBG Program


Other Wisconsin Communities

Homeowners outside the Central Housing Region should contact their local municipality or appropriate regional housing program administrator.


Program boundaries, eligibility requirements, available assistance, and repayment terms may differ.


How Do Homeowners Apply?

If you're considering housing rehabilitation assistance, the best first step is to contact the agency administering the program in your area.

The general process may include:


  1. Identify your local program. Confirm which housing rehabilitation agency serves your property.
  2. Review eligibility requirements. Ask about income limits, ownership requirements, funding availability, and loan terms.
  3. Submit an application. Provide the requested financial and property documentation.
  4. Complete the review process. The administering agency determines eligibility and evaluates proposed repairs.
  5. Obtain required project approvals. Follow the program's contractor selection, inspection, bidding, and authorization procedures before beginning work.


Do not assume that repairs completed before program approval will qualify for reimbursement.


How Badgerland Restoration & Remodeling Can Help

At Badgerland Restoration & Remodeling, we understand how important it is to maintain a safe, comfortable, and structurally sound home.


Our team provides professional roofing, siding, window replacement, exterior restoration, and other home improvement services throughout Central and Northeast Wisconsin.


If you are approved for housing rehabilitation assistance and your project requires a qualified contractor, we would be happy to discuss the proposed work and determine whether our services are a good fit for your needs.


Please note: Badgerland Restoration & Remodeling does not administer CDBG funding, determine eligibility, approve applications, or guarantee financial assistance. Homeowners must work directly with the appropriate housing program administrator regarding funding and program requirements.


Explore Your Home Repair Options

Necessary home repairs shouldn't be ignored simply because the costs feel overwhelming.


If your home needs significant repairs, exploring available housing rehabilitation programs may be a worthwhile first step.


Contact your local housing program administrator to learn whether assistance is available in your community.

Ready to Make Those Home Repairs? Let's Talk!

Whether your home needs a new roof, updated siding, replacement windows, or other essential improvements, Badgerland Restoration & Remodeling is here to help.


If you're exploring financial assistance through a CDBG housing rehabilitation program, we encourage you to contact your local program administrator first to learn about eligibility, available funding, and approval requirements.


Once you're ready to discuss your home improvement project, our team can evaluate your repair needs, provide an estimate, and help you plan the next steps.

Ready to Make Those Home Repairs? Let's Talk!

Whether your home needs a new roof, updated siding, replacement windows, or other essential improvements, Badgerland Restoration & Remodeling is here to help.



If you're exploring financial assistance through a CDBG housing rehabilitation program, we encourage you to contact your local program administrator first to learn about eligibility, available funding, and approval requirements.


Once you're ready to discuss your home improvement project, our team can evaluate your repair needs, provide an estimate, and help you plan the next steps.

Cartoon woman holding telephone and winking

Ready to Make Those Home Repairs? Let's Talk!

Whether your home needs a new roof, updated siding, replacement windows, or other essential improvements, Badgerland Restoration & Remodeling is here to help.


If you're exploring financial assistance through a CDBG housing rehabilitation program, we encourage you to contact your local program administrator first to learn about eligibility, available funding, and approval requirements.


Once you're ready to discuss your home improvement project, our team can evaluate your repair needs, provide an estimate, and help you plan the next steps.


📍 Serving Weyauwega, Wisconsin and surrounding counties—Waupaca, Portage, Waushara, and more



*Information updated November 2026. Program requirements, funding availability, and eligibility guidelines may change. Always verify current information with the administering agency before applying.

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